A Medicare Part A – Hospital Insurance

Medicare Part A helps cover inpatient hospital stays, skilled nursing facility care, hospice services, and limited home health care. Most people qualify for Part A with no monthly premium.

B Medicare Part B – Medical Insurance

Medicare Part B covers doctor visits, outpatient care, preventive services, medical supplies, and certain diagnostic tests. Part B typically requires a monthly premium.

C Medicare Part C – Medicare Advantage Plans

Medicare Advantage plans are offered by private insurance companies and combine Part A and Part B into one plan. Many plans also include prescription drug coverage and additional benefits such as dental, vision, and hearing.

D Medicare Part D – Prescription Drug Coverage

Medicare Part D helps cover the cost of prescription medications and is offered through private insurance carriers. Coverage and costs vary depending on the plan you choose.

Medicare Supplement insurance, also known as Medigap, helps cover out-of-pocket costs not paid by Original Medicare, such as copayments, coinsurance, and deductibles. These plans allow you to see any doctor nationwide who accepts Medicare.

Everyone's healthcare needs are different. When selecting a Medicare plan, it's important to consider your doctors, prescription medications, budget, and potential out-of-pocket costs. We help compare options and explain how each plan works so you can choose coverage that fits your needs.

Medicare enrollment is time-sensitive and includes specific enrollment periods such as the Initial Enrollment Period, Annual Enrollment Period, and Special Enrollment Periods. Missing a deadline may result in penalties or delayed coverage. We help ensure you enroll correctly and on time.